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Privacy Policy

This Privacy Policy applies to the cogocapital.com ("Website") which is owned and operated by Cogo Capital (the "Company," "we," "our," or "us") and governs data collection and usage. By using the Website you consent to the data practices described in this statement. We recognize the importance of protecting your privacy and our Privacy Policy is designed to assist you in understanding how we collect, use, and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. By using our Website you consent to our collection and use of your personal information as described in this Privacy Policy. The statement does not apply to our practices on other websites or offline. This Website is intended for and directed to citizens of the United States 18 years and older.

Collection of your Personal Information

The Company may collect personally identifiable information, such as your name, address, phone number and email. If you purchase products or services from the Company, we may collect billing and credit card information. This information is used to complete the purchase transaction. We may gather additional personal or non-personal information in the future. Broadly speaking, we may use personal information for purposes of administering our business activities, providing the products and services you requested, to send emails about promotions, events, products, services, webinars, and other information we feel may be relevant to you, to process your payment, to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customize our site`s content, layout, services, to administer a contest, promotion, survey or other site feature, and for other lawful purposes. Information about your computer hardware and software may be automatically collected by the Company. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of service, and to provide general statistics regarding use of the Website.

Sale of Information to Third Parties

We will not sell, trade, or rent your personal information to any third parties. We will not use or disclose your information for purposes other than those set forth in this privacy statement. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.

Surveys and Sweepstakes/Contests

From time to time, we may conduct online surveys to help us better understand and serve your needs, or conduct sweepstakes or contests. These offers may ask for contact information (i.e., e-mail address), financial information (i.e., credit card numbers), and demographic information (i.e., zip code, age, or income level). We may use this contact data from our surveys to send you information about our company. Unique identifiers are collected from the website to verify your identity. We use this data to help us improve our website and our product and service offerings.

Access

You are in control of any personal information you provide to us through cogocapital.com. If at any time, you would like to correct the personal information we have about you or if you would like to change your preferences for contacts from us or on behalf of our business partners, you can let us know by contacting us at the phone number or postal address listed below.

IP Address

We use your IP address and other standard log file information to help diagnose problems with our server, and to administer the Website. Your IP address and other standard log information are used to help identify you and your shopping cart and to gather broad demographic information in the interest of improving our site and service.

Cookies

Our site uses cookies for a number of reasons, such as (a) to recognize you when you return to our site and (b) to recognize whether a customer came to our site as a result of a promotion on one of our partners' sites. Some of these cookies may be placed by our third party service providers to recognize when a user visits this site. The information collected and shared through this technology is non-personally identifiable.

Information from Other Sources

For reasons such as improving personalization of our service (i.e., providing better product recommendations or special offers that we think will interest you), we might receive information about you from other sources and add it to our account information. We also sometimes receive updated delivery and address information from our shippers or other sources so that we can correct our records and deliver your next purchase or communication more easily.

Sharing with Third Parties

In the unlikely event that Cogo Capital or substantially all of its assets, are acquired or merged with another company, customer information will be one of the transferred assets. Information collected on this website from those who have elected to receive offers from business partners of Private Money Exchange is made available to such business partners. We employ other companies and individuals to perform functions on our behalf. For example we contractual employ certain marketing professionals who providing marketing assistance. They have access to information needed to perform their functions, but may not use it for any other purposes.

We release account and other personal information when we believe release is appropriate to comply with law or to protect the rights, property, or safety of Cogo Capital, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. We also, from time to time, provide our customer lists to businesses who offer goods or services through direct mail that may be of value to our customers. The information provided includes; name, address, gender, product(s) purchased and recency of purchase.

Revisions to this Statement

Our business changes constantly. This privacy statement will change also, and use of information that we gather now is subject to the privacy and security statement in effect at the time of collection. You should check our website frequently to see recent changes. If, however, we are going to use users' personally identifiable information in a manner different from that stated at the time of collection, we will notify users by posting a notice on our website for thirty (30) days.

If you have any questions about this privacy and security statement, the practices of this site, or your dealings with this website, please contact us using one of the methods above.


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* Must present to Cogo Capital a full executed LOI  from a competing lender with no contingencies. Not available where prohibited by law, or in states where Cogo Capital does not trade.

Loans are available only on non-owner occupied real property. Loans are available in California through Cogo Capital Orange County, Inc. - California BRE License #: 01928542; NMLS #: 1051036.
Loans through Cogo Capital™ are not available in Arizona, Minnesota, Nevada, Oregon, South Dakota, or Vermont. Loans are available in Idaho, New Jersey, New York, North Dakota, and North Carolina through Secured Investment High Yield Fund, LLC and Secured Investment High Yield Fund II, LLC. In all other states, loans are available through Cogo Capital. See the Map

701 E Front Ave 2nd Flr, Coeur d'Alene, ID 83814 • (800) 747-1104 • [email protected]

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