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Reserve Requirements Apply (3 months of Payment Reserves, 10% of the Rehab Budget, and any Closing Cost above the LTV requirement)

THE NATION’S BEST
RESIDENTIAL PRIVATE MONEY LENDER
FOR NON-OWNER-OCCUPIED INVESTMENT PROPERTIES

THE COGO PROMISE™
WE’LL BEAT ANY COMPETITOR’S RATE*

BORROW MONEY
BROKER MONEY
Borrow Money
Broker Money
RENTAL LOANS
Borrow Money
Broker Money
Construction
Rental Loans
Commercial

INVESTING MADE SIMPLE

LOAN EXPECTATIONS

BORROW MONEY
BROKER MONEY
RENTAL LOANS

COGO CAPITAL LENDING CRITERIA

The first part of every successful fix and flip is finding the right real estate property. That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.

At Cogo Capital we are only interested in providing hard money loans for projects that will give you the best opportunity at realizing success. Therefore our criteria is centered around these 5 points:

*Higher credit scores (680+), and down payment (20% or more) trumps 3,4 and 5.

What is the Federal Housing
Administration Loan Cap in Your Market?

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Where We Lend
Where We Broker

WHAT OUR CLIENTS SAY

The first Private Money loan with Cogo. My first transaction with COGO Capital went well. We were able to get the deal funded and closed in under 30 days. Many thanks to the team at Cogo for making it happen!!!

Clyde W. California

Plain and simple! The most professional and accessible service ever! Thanks, COGO capital for being there for us the real estate entrepreneurs!

Salvador Perez

The entire process was positive from start to closed. Some deals close with little or no issues. Some have a way of not wanting to close. The team at CoGo took the time and worked with seller, buyer, attorneys, and Title company to make my deal work! Thank you for all your hard work, patience, and effort.

Gerard Buijck

My first loan with Cogo and my loan officer Terri was there every step. I would call her with any and every question that came to mind and she would gladly answer and if she couldn’t she would get back to me with an answer. On to the next closing.

Dee

I just completed my first flip loan with COGO and I have to say, their team was awesome to work with. None of my questions went unanswered, and they guided me through the process. Communications were 100% and I am a great appreciator of that! If you’re looking for the answer to “Where am I going to get the money?” then COGO is the place to get it!

Laurie Ironside-Wall

“Good loans for fix and flip opportunities. Also good educational and training programs.”

Manny Ramilo

“It is an excellent place on how to learn and grow fast in your real estate business. I highly recommend CogoCapital for you!”

Noel Gallardo

“I had a wonderful experience working with Cogo Capital. My loan officer Bill Koder was amazing to deal with. He was always very prompt with communications and the whole deal went extremely smooth from start to finish. I deal with a lot of lenders and this was one of the best transactions I’ve ever completed so I had to write them a great review. Everything was simple and they delivered on what they promised. I’ve already referred to several other investors and Cogo is my new go to lender for all deals.”

James Crosby

“Without COGO, I would not be where I’m at today financially, and I’m glad that they gave me a shot on my first fix and flip. The 1 star reviews are just from the haters. If you’re new to real estate, and need a chance for funding, COGO is the way to go.”

Cody Fox

“When banks say no call Cogo. They really helped me out. Everybody I worked with was top notch!”

Gary Sinks

“It was great working with Cogo again. This is my 6th loan and I am glad to have Cogo helping me grow my business.”

Pine Builders, LLC

“You got us started and helped us finish with being the recipient of the very first 30 Year Loan with COGO! Jaclyn Olsen was burning some midnight oil to help us too. We are greatly honored! And there’s a back story. The property that secures that loan, is the very first house – a HUD repo fixer upper – I bought as a joint venture in 2003 with what I learned from Lee’s “Fortune in Foreclosure” material. I made my JV partner a $Million Buck$. Now…rinse and repeat!!!”

Twyla Petersen

Robert, Tanya and Doug were maika’i (excellent in Hawaiian) in facilitating the entire loan process. They are very detail-oriented so I knew exactly what was needed. Their consistent and persistent follow-up emails and phone calls got everyone involved moving forward toward getting my project funded. Mahalo nui loa (thank you very much) for your kokua (help) and kala (money). ALOHA!

May Akamine

Cogo Capital goes beyond the extra mile to make getting funding for your project a reality. I would work with Robert and Tanya any day. They are the best loan originator and processor I have worked with.

Global Capital Investment LLC.

From the time we were introduced to everyone on the team – from The Lee Arnold System of Real Estate Investing to the loan officers at Cogo Capital, the phone is always answered, we receive global customer service, and that service is supreme.

Haimnath Ragbir

I have had a great experience so far with Cogo Capital. I am about to close on my first flip next week, and I couldn’t be more pleased. I feel that they truly live their purpose of being successful by making me successful. All the individuals that have touched my file one way or the other have been of tremendous help. Every time I end a phone call with any individual there I learn something new. I was honestly hesitant, and the only regret I have now is not doing it sooner. Terri Antonson, Serge Skala, Jeff W, and Robert Tavares ROCK!!! Thank you all for helping me make my dreams come true

Marie Ronquillo

You have always been easy and available to reach both by phone and email with immediate responses to my questions. In this industry, timing is of the essence and let’s face it, everyone is “busy.” You have made this part of my job less stressful and more importantly, much more efficient because of your reliability.

Russ Griffiths

RECENTLY FUNDED FIX & FLIP DEALS

Recently Funded Deal

Nicarre, FL

Recently Funded Deal

Baton Rouge, LA

Recently Funded Deal

Port Ludlow, WA

Recently Funded Deal

Yukon, OK

Recently Funded Deal

Farmersville, TX

Recently Funded Deal

Niagara Falls, NY

GET FUNDED

COGO CAPITAL IS A PRIVATE MONEY LENDER
OFFERING CREATIVE FINANCING SOLUTIONS
FOR FIX & FLIP REAL ESTATE INVESTORS
THROUGH PRIVATE MONEY LOANS

Watch this short video explaining our loan process

As a full-service Private Hard Money lender for real estate investors, we do most of the leg-work for you, while you build up your real estate portfolio and cash-flow all your deals.

Whether it’s for wholesale, rehab, or buy and hold for long-term cash investment deals, Cogo Capital delivers fast and easy access to Private Hard Money.

We’re an equity-based lender which means we care more about the property’s merits, and don’t focus on poor credit, or some of the other factors conventional lenders use to rate the risk.

STILL HAVE QUESTIONS?

WHY COGO CAPITAL IS THE BEST CHOICE FOR HARD MONEY LOANS?

We quickly analyze your deal to make sure it fits within our parameters and get you on your way. We don’t want you to do anything that would jeopardize your deals when you are flipping houses for profit. It’s your numbers and exit strategies that must make sense in order for us to provide financing.

We offer a full service Private Hard Money platform that will help you through your entire deal from application to closing. You don’t have to make any awkward phone calls to strangers for funds or worry about drafting documents, the HUD 1 statement, or pulling title.

Whether you need fix and flip loans, a rehab ARV loan, or a cash-out refinance, Cogo Capital is the answer you’ve been looking for.

We look forward to funding your real estate success!

CONTACT US NOW

OR CALL (800) 473-6051

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Lee Arnold System Of Real Estate Investing

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MAXIMUM ALLOWABLE
OFFER CALCULATOR

• • • •

What is the property’s value in its current condition?

$
only numbers are accepted

The value of the property in its current condition, not what you paid for it, not what you have it under contract for, but its true value: what it would sell for to a retail buyer if you sold it today.

NEXT

MAXIMUM ALLOWABLE
OFFER CALCULATOR

• • •

What level of rehab will be necessary?

NEXT

MAXIMUM ALLOWABLE OFFER CALCULATOR

• • • •

What is the square footage of the property?

sq. ft.
only numbers are accepted
Please enter property square footage to continue.

The square footage of the property should only include those areas that are under trussed roof, livable, finished, and have either heating, air conditioning, or both available. It should not include garages, outbuildings, basements, or patios.

NEXT

MAXIMUM ALLOWABLE OFFER CALCULATOR

• • •

What is the estimated After Repair Value (ARV)?

$
only numbers are accepted
Please enter property after-repair value to continue.

Based on Comparable Properties in Area – Comparable means same square footage, external structure (brick, siding, wood, stucco), same number of bedrooms and bathrooms, and same demographical area)

NEXT

MAXIMUM ALLOWABLE OFFER CALCULATOR

• • • •

This is the maximum amount you should offer:

only numbers are accepted
This is only an estimate, and is based on general investor principles and experience.

Estimated rehab costs: $350,000.00
If the final value is $250,000.00, your gross proceeds will be: $123,000.00

GOT IT! NOW I WANT TO BORROW PRIVATE MONEY!

MAXIMUM ALLOWABLE OFFER CALCULATOR

Fill out the form below to get access to the Maximum Allowable Offer Calculator.
After you submit the form, the link to the calculator will be sent to the email address you provide.

By submitting this web form, I expressly authorize Cogo Capital to contact me (including via telephone, email, and text) about its products and services using automated technology to the email address/phone number provided on the form above. This consent is not required to obtain our goods and services. We may use the info you submit in coordination with third parties to personalize your experience.

SUCCESS BUILDING WEBINAR

Each month, Cogo Capital CEO Lee Arnold holds a content filled message and training for real estate investors and private money industry insiders.

Get an invite by completing the form below

 

OR CALL 800-473-6051

By submitting this web form, I expressly authorize Cogo Capital to contact me (including via telephone, email, and text) about its products and services using automated technology to the email address/phone number provided on the form above. This consent is not required to obtain our goods and services. We may use the info you submit in coordination with third parties to personalize your experience.