About Us
Cogo Capital has been a trusted national private lender dedicated to empowering real estate investors with fast, flexible, and commonsense funding solutions.
Since 2017, Cogo Capital has been a trusted national private lender dedicated to empowering real estate investors with fast, flexible, and commonsense funding solutions. Built on the belief that strong neighborhoods start with strong investors, we provide the capital that fuels renovation, revitalization, and long-term wealth growth across the United States.
$164M
Million Invested
1,968
Loans Approved
10,894
Brokers Trained
What We Fund
Our lending programs are designed to meet the needs of today’s active investors, with a focus on:
Single-family residential acquisitions and renovations
Cash out refinancing on existing properties
Bridge lending to complete ongoing projects
DSCR rental loans for long-term buy-and-hold investors
Financing Built for Investors
Cogo Capital was created to solve a real problem: investors needed a source of capital that understood real estate and moved at the speed of opportunity. Traditional banks rely on rigid guidelines and personal income requirements — standards that often exclude otherwise strong deals.
We do things differently.
Our loans are asset-based, meaning we evaluate the property, the project, and the potential — not just the borrower’s tax returns. This approach gives investors the ability to act decisively, compete in fast-moving markets, and scale their real estate portfolios with confidence.
A lending partner you can trust.
With a long-standing reputation in private lending, Cogo Capital has become the go-to choice for investors who value transparency, consistency, and reliable communication. We place a premium on trust because our clients place a premium on results.
Whether you’re flipping your first house or expanding your rental portfolio, our team is here to help you capitalize on every opportunity.
Cogo Capital’s mission is simple
Provide capital to real estate investors so they can build wealth, improve communities, and achieve financial freedom through profitable real estate transactions.