Getting Started Archives

Unlocking Opportunities: Hard Money Loans for Real Estate Investing with Less Than Perfect Credit

Hey there, folks! If you're anything like me, you've probably spent a fair amount of time pondering the ins and outs of real estate investing. Whether it's flipping houses or snatching up rental properties, the potential for significant financial gains is hard to ignore. But what about financing? One question that often comes up in real estate investing circles is whether you need a top-notch credit score to secure funding, especially when it comes to hard money loans. In this blog post, we're going to dive into the fascinating world of hard money loans and answer ...

By Greg Garrick|2023-10-27T12:44:17-07:00October 27th, 2023|Borrowing, Getting Started, Private Money Lending|

How To Prepare For A Hard Money Loan

Preparing for a private money loan is easy! There are only a few steps you need to follow and a few conditions to the loan. Listen to Vice President Gary Myers explain the process, or you can read it here!

By Gary Myers|2023-07-13T15:38:16-07:00August 3rd, 2023|Getting Started, Private Money Lending, Real Estate Investing|

How To Use Hard Money Loans For Real Estate Investments

It is a common misconception that people need a lot of money to invest in real estate. We are here to tell you that is not true! You do not need an ample amount of money to invest, you just need a bit of assistance through hard money loans. Learn more about this and read more!

By Gary Myers|2023-07-13T15:32:44-07:00July 27th, 2023|Borrowing, Getting Started, Hard Money Lending|

How Do Hard Money Loans Work?

Discover how Cogo Capital provides specialized support for real estate investors through hard money loans. Our flexible lending approach accommodates a variety of financial situations, and we pride ourselves on thinking outside of the box. With quick and straightforward lending processes, we're committed to helping you succeed in your investment endeavors.

By Haley Bakken|2023-07-21T08:53:43-07:00June 29th, 2023|Borrowing, Getting Started, Hard Money Lending|

How Long Does It Take to Process a Hard Money Loan?

Get all the facts about the hard money loan process at Cogo Capital in our latest blog post! Learn how long it takes and what factors can affect the timeline, with insights from our expert underwriter. Plus, get helpful tips for expediting your loan. Don't miss out - read the full post now!

By Haley Bakken|2023-04-14T08:13:38-07:00April 15th, 2023|Borrowing, Getting Started, Private Money Lending|

Risks of Private Money

Discover how to reduce your investment risks with private money lending. In this blog post, Gary Meyers, Vice President of Cogo Capital, shares his insights on the potential risks of private money lending and how partnering with an experienced lender like Cogo Capital can help you make informed decisions. Learn how Cogo Capital can help you analyze property values and assess rehab costs to avoid overpricing and exceeding budgets. Click now to read more and mitigate your investment risks with Cogo Capital.

By Gary Myers|2023-03-06T12:47:31-08:00February 21st, 2023|Borrowing, Getting Started, Private Money Lending|

Requirements For Private Money

Hi, my name is Gary Myers, and I'm the Vice President of Cogo Capital, and I'm here to talk to you about how to get a loan and some requirements that may be needed. First, it's easy and simple. You reach out to the lender and talk to a loan officer. Once you get on the line with the loan officer, they're going to work the process with you. Understanding the Deal They will ask you questions about the purchase price, rehab cost, and values. They're even going to ask you about your credit score, possible ...

By Gary Myers|2023-06-30T08:11:40-07:00February 6th, 2023|Borrowing, Getting Started, Private Money Lending, Real Estate Investing|

Education + Action: The True Path to Creating Wealth

People are inundated with so many ideas today about building wealth. It seems every influencer on YouTube and TikTok have a new side-hustle or online course for you to purchase and pursue. But what, really, is the best way to build wealth today? There's no one answer, as there are many paths to pursue. But something that remains consistent (or inconsistent) is an individual's ability to learn and take action. In this post, we'll explore what it takes to take your life to the next level and how to get "unstuck" if you just don't know ...

By Charlie Palmer|2022-05-03T08:04:49-07:00April 25th, 2022|Getting Started, Personal Growth, Success Mindset|

What is Househacking?

Home ownership is a major investment and commitment. It can be costly, with a mortgage payment, utilities, and all the maintenance resting on the homeowner's shoulders. House hacking is the process of buying a home and then turning it into a money-making machine by utilizing part of the property to bring in some extra cash. House hacking is not easy, but it is possible with the right mindset and approach. In this guide, we'll show you how to use your home to "house hack-away" at your monthly mortgage while building equity. What is House Hacking House ...

By Charlie Palmer|2022-03-28T09:54:17-07:00March 25th, 2022|Getting Started, Real Estate Investing, Rentals|

Fix and Flip Loans for Beginners

Are you interested in getting into the fix and flip business? If so, you'll need to get financing for your projects. This can be a bit tricky if you're new to the game, but don't worry—we're here to help. In this post, we'll introduce you to fix and flip loans for beginners and tell you how to get started. Keep reading to learn more! What are Fix and Flip Loans? A fix and flip loan is a type of loan that finances the purchase and renovation of a property. These loans are usually short-term, lasting anywhere ...

By Charlie Palmer|2021-12-06T09:55:30-08:00December 6th, 2021|Borrowing, Fixing, Flipping, Getting Started|