Hi, I’m Haley Bakken, Underwriter for Cogo Capital. We often receive the question, “How long does it take to process a hard money loan?”
Turn Around Time
Well, we’re proud to say that here at Cogo Capital, our process typically takes just 21 days from start to finish.
Time Constraints
We understand that time is of the essence, which is why we prioritize ordering title, insurance, and appraisal immediately. These can take up to a week or two to receive, depending on your state.
Once we have these items, your dedicated processor will work tirelessly to collect all remaining documentation and finalize your loan package. At Cogo Capital, we work at the speed of our clients. The more invested you are in closing your loan, the smoother and faster the process will be.
Interested in a Hard Money Loan?
Get answers to any of your Hard Money Lending questions. A Cogo loan analyst will provide you the information you need to complete your next investment opportunity. Answers are free and the people are friendly. Call 800-473-6051 for your consultation today or click the button to start your loan application process today!

Haley Bakken is the Underwriter for Cogo Capital. With over a decade of experience in the private money space, Haley works with her team to efficiently and effectively analyze deals for potential funding.