COGO CAPITAL HARD MONEY LENDING CRITERIA

The first part of every successful fix and flip is finding the right real estate property.  That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.

At Cogo Capital we are only interested in funding projects that will give you the best opportunity at realizing success. Therefore our criteria is centered around these 5 points:

*Higher credit scores (680+), and down payment (20% or more) trumps 3,4 and 5.

What is the Federal Housing
Administration Loan Cap in Your Market?

Choose the state where the property is located:
Choose the county where the property is located:
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WHY THESE CRITERIA?

Homes above the FHA cap are statistically more likely to experience drastic fluctuations in value and can be more susceptible to local and overall market depreciation. Homes in the 5-point realm tend to be more resilient to these influences.

Cogo Capital’s slogan is “investing made simple.” This keeps it simple while giving you the best chance to make money in real estate!

PROOF OF FUNDS

Give Your Offer Credibility

Easy To Generate

Close Deals Faster

$25,000 To $5,000,000

GET PROOF OF FUNDS

FIX AND FLIP

Non-Owner Occupied Single Family Residential (1-4 Units)

Investment Purpose: Acquisition, Cash-Out, Refinance, Rehab

90% Purchase – Up to 100% of Rehab (90% LTC) – Not To Exceed 75% of After Repair Value. Refinances up to 65% Loan to Value.

Rates: 8%-15%

Term: 6-24 Months

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HARD MONEY LOANS

Get Your Loan Faster

Lenders Look At The Deal, Not You

Fund Deals When Banks Say No

More Flexible Lending Criteria

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