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Private Hard Money Lender - Cogo Capital
Epic Funding Solutions

Powered by Cogo Capital 

Private Hard Money Lender - Cogo Capital

Your Source For Private Money Mortgages

The Nation’s Best Residential Finance Provider

Create a Proof of Funds Letter

Proof of Funds Letters are frequently required by real estate agents to prove you have the funds to close on a potential investment.

Apply for a Private Money Loan

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Private Money Loan Application

Step 1
Who you are

Step 2
Where you live

Step 3
Qualifying factors

Step 4
Property information

Get a Collateral DNA Report

Order Your Collateral DNA Property Report and learn in seconds the flip potential of your potential investment.


The first part of every successful fix and flip is finding the right real estate property. That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.

At Cogo Capital we are only interested in providing hard money loans for projects that will give you the best opportunity at realizing success. Therefore our criteria is centered around these 5 points:

*Higher credit scores (680+), and down payment (20% or more) trumps 3,4 and 5.

States We Lend In

What is the Federal Housing
Administration Loan Cap in Your Market?

Choose the state where the property is located:
Choose the county where the property is located:
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Apply Now!

FHA Qualification & Guidelines


We quickly analyze your deal to make sure it fits within our parameters and get you on your way. We don’t want you to do anything that would jeopardize your deals when you are flipping houses for profit. It’s your numbers and exit strategies that must make sense in order for us to provide financing.

We offer a full service Private Hard Money platform that will help you through your entire deal from application to closing. You don’t have to make any awkward phone calls to strangers for funds or worry about drafting documents, the HUD 1 statement, or pulling title.

Whether you need fix and flip loans, a rehab ARV loan, or a cash-out refinance, Cogo Capital is the answer you’ve been looking for.

We look forward to funding your real estate success!

* Not available where prohibited by law, or in states where Cogo Capital does not trade. Loans are available only on non-owner occupied real property. NMLS #1760709; Arizona Mortgage Broker License #0950084; California Finance Lenders License 60DBO-101344. Loans are also available in California through Cogo Capital Orange County, Inc. – California DRE License #01928542; NMLS #1051036. Please click here for the Secured Investment Corp NMLS Consumer Access Page.

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