We Will Beat Any Competitor's Rate!*

Rates and Terms

Cogo Capital provides fast and creative financing solutions for today's investor, making finding funding the easiest part of any real estate deal. An excellent alternative for investors who don't meet the rigid requirements and guidelines of conventional lenders, Cogo Capital gets money into deals without performing many of the rigorous and time-consuming steps required by conventional lenders. When you work with Cogo Capital, you benefit from quick decisions, fast turn-around, and the comfort of knowing that you are working with a lender that works as quickly and creatively as you do!

What if you have Good-to-Great Credit?

Although we don't punish you for having an awful or mediocre credit score, we do reward you for having great credit. It's called The Cogo Advantage and it provides borrowers who have great credit scores with access to cheaper money!

How it Works: It's All Based on a Tiered Model

Every loan application is assigned a Cogo Tiered Rating. Through our proprietary system, which allows us to maintain consistency in our evaluation, Cogo Tiered Ratings permit potential investors to easily consider a loan application's level of risk. 


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* Must present to Cogo Capital a full executed LOI  from a competing lender with no contingencies. Not available where prohibited by law, or in states where Cogo Capital does not trade.

Loans are available only on non-owner occupied real property. Loans are available in California through Cogo Capital Orange County, Inc. - California BRE License #: 01928542; NMLS #: 1051036.
Loans through Cogo Capital™ are not available in Arizona, Minnesota, Nevada, Oregon, South Dakota, or Vermont. Loans are available in Idaho, New Jersey, New York, North Dakota, and North Carolina through Secured Investment High Yield Fund, LLC and Secured Investment High Yield Fund II, LLC. In all other states, loans are available through Cogo Capital. See the Map

701 E. Front Ave 2nd Flr., Coeur d'Alene, ID 83814 • (800) 747-1104 • [email protected]
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