Cogo Capital provides asset-based hard money lending to investors looking for funding on non-owner occupied residential and commercial investment deals. All Cogo Capital loans are evaluated with asset-based standards, as opposed to the conventional standards utilized by banks and other institutions. That means that even if you don’t meet the stringent requirements and guidelines of banks and more traditional lenders, you can still quickly and confidently make offers on real estate deals.

Cogo Capital has a considerable track record in private hard money lending and works primarily with individuals who put a premium on trust. Cogo Capital invites you to visit your local office to discuss your objectives and the opportunities offered via private hard money lending.

Cogo Capital’s mission is to provide capital to real estate investors, allowing them to gain financial freedom through profitable real estate transactions.


LLee Arnold - CEO of Cogo CapitalEE ARNOLD

CEO of Cogo Capital

Lee Arnold is an international speaker, trainer, author and licensed broker who has spent many years perfecting the real estate and private money mortgage lending process through thousands of transactions. Lee is a leading expert on private money mortgages and has been featured as an investment strategy expert by Forbes, the Boston Globe, Market Watch, Reuters and Business Week. He has also consulted and taught for a number of national financial literacy companies.As a master of networking, Lee connects private investors to borrowers from across the United States and Canada. To leverage the power of these relationships Lee and the Secured Investment Corp’s executive leadership team have created Cogo Capital – The Private Money Company, Lake City Servicing and The Lee Arnold System of Real Estate Investing. This family of companies is among the fastest growing private money mortgage firm in the United States.

Key to the company’s values is integrity and trust. These values are founded on a deep commitment to biblical values. Lee is personally dedicated to helping others and leads the He’s The Solution ministry.

Jaclyn Olsen - CFO of Cogo Capital


CFO of Cogo Capital

Jaclyn started with the Company in 2007 as a tax and financial accounting consultant. During her time as a consultant, it was immediately clear that by bringing her in permanently, she would be instrumental to the real estate investment and private mortgage firms’ progress and productivity. Since then, Jaclyn has been serving as Chief Financial Officer (CFO).

As a strategic member of the executive leadership team, from 2010 to 2018, she helped the company experience the exponential growth of 2427%. Jaclyn also leads key areas of growth through consistently fine tuning the firms’ processes and procedures. Because she came to us from the manufacturing industry, she can look at the business as a manufacturing line. With this expertise, she identifies bottlenecks and then creates solutions. She works with each department to eliminate these challenges and increase productivity and efficiency.

Jaclyn holds her BS in Accounting and a MBA in Finance and Investments. Jaclyn brings experience from both public and private accounting in tax, auditing, financial reporting, financial analytics, and investment strategy. She has worked with both start-ups and mature companies where her expertise guided growth in management, scalability, and financial infrastructure.



Regardless of where you are in your investing career right now, I can guarantee that I’ve been there.

It all began with two life-altering moments in my life that set me on the millionaire trajectory. Both happened when I was in my early twenties. Like most self-made millionaires, I began at the bottom of the financial food-chain. My humble beginnings started as a bag boy at a local grocery chain in Spokane, Washington working for $3.90 per hour.

My first “aha moment” happened while I was aspiring to a management role at the store and was reading the life-changing book “Rich Dad, Poor Dad” by Robert Kiyosaki. Suddenly my management aspirations looked very small, but my future possibilities became extremely big.

My second “aha moment” happened while I was sitting in a Philosophy 101 course in college. My attention span was divided between the slowly ticking clock and my professor’s long-winded discussion on the economy. While the minutes ticked by, the professor let it slip that he was making only $45k a year. That information and the knowledge I gained from Kiyosaki’s book made me realize I was on the wrong path to success and needed to make some very important changes fast.

From those experiences and an influential nudge from an incredibly persuasive late-night infomercial, I went into real estate. I began the way many people do—in the educational and training space. Like many, I went to real estate seminar after seminar and bought course after course.

Through long years of trial and error, I built up a very profitable, million-dollar real estate business from the ground up. I’m proof-positive that the training system can and does work! Because of this, I created The Lee Arnold System of Real Estate Investing to teach clients how to translate workbook education and real estate theory into the real world of real estate investment success. However, after years of teaching and mentoring around the nation, I found that education doesn’t mean a lick if the person being taught doesn’t have the capital to put their knowledge into genuine action.

I already had access to capital, but my students didn’t. So, I took the challenge and created Cogo Capital, where real estate investors could go for unlimited funds for their non-owner occupied investments. Since then, I have been involved in over 1 Billion Dollars-worth of real estate deals with clients. While the progression seemed natural, we were missing one, very large and essential piece of the pie. The marketplace was teeming with people who had the funds, who aspired to make higher returns on their invested dollar, but lacked the desire to get involved in real estate at the ground level.

In light of this opportunity came Secured Investment Corp, which gave people the training they needed to safely lend on first trust liens (real estate), and make higher returns than they were currently seeing in their stock market, bank CDs, or bond investments. As we combined all these facets—training, funding, and the education to lend on real property—we began to notice a progressing trend of growth and success with the clients involved.

Through this model, what we call “The Circle of Wealth,” we noticed that people who entered in at the training level and borrowed funds for their real estate investments eventually became lenders in their own right. They then helped others obtain the capital needed to grow their real estate portfolios. This allowed everyone, on every side, to succeed. It is our goal that everyone can enjoy some level of success in The Circle of Wealth, and inevitably lap it several times over. It’s time to join the Circle of Wealth today!