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You might ask, “What is a bridge loan?”

A bridge loan from Cogo Capital is a short-term financing option designed to “bridge the gap” between the purchase of a new property and the sale of an existing property. These bridge loans are commonly used by real estate investors who need quick access to capital to secure a new property or fund renovations while awaiting the sale of another property.

Cogo Capital understands that speed is often critical in real estate transactions, so we strive to offer fast approval and funding processes for bridge loans. This allows borrowers to move quickly to secure properties or take advantage of time-sensitive opportunities.

Our bridge loans provide a convenient and accessible financing option for real estate investors who need short-term funding to bridge the gap between property transactions. By offering quick approval, flexible terms, and personalized service, Cogo Capital aims to support borrowers in achieving their real estate investment goals.


MAX ALLOWED (with excess first loss):

Max 90% (LTV “As Is”)

90% (LTC)

75% (LTV “As Repaired”) With Approval

Max. 12 Month Loans

Minimum FICO 620

Up to 90% LTV on “as is” and up to 75% ARV

Minimum Loan Amount $50,000 – Max. $2 M


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Contact us at (800) 747-1104 if you prefer not to use this form to receive this offer.

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Not available where prohibited by law, or in states where Cogo Capital does not trade. Loans are available only on non-owner occupied real property. This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Cogo Capital reserves the right to amend rates and guidelines. NMLS #1760709; Arizona Mortgage Broker License #0950084; California Finance Lenders License 60DBO-101344. Loans are also available in California through Cogo Capital Orange County, Inc. – California DRE License #01928542; NMLS #1051036. Please click here for the Secured Investment Corp NMLS Consumer Access Page.Disclaimer: The above statements are not and shall not, under any circumstances, be construed as a commitment on the part of Cogo Capital to provide any financing. COGO CAPITAL SHALL BE UNDER NO OBLIGATION TO FUND ANY LOAN TO ANY BORROWER UNLESS AND UNTIL IT IS SATISFIED, IN ITS SOLE AND ABSOLUTE DISCRETION, WITH ITS DUE DILIGENCE REVIEW AND FORMAL LOAN DOCUMENTS PREPARED BY ITS COUNSEL.