Bridge Loans
Fix and Flip Loans
DSCR Rental Loans
Bridge Loans
Fix and Flip Loans
DSCR Rental Loans
Construction Loans
Short-term funding that helps investors purchase or improve a property while waiting for another to sell.
Max Allowed (with excess first loss)
- Loan to cost (LTC) 100%+ *
- Loan to value (LTV) 70%*
- Min. FICO score600*
- Minimum Loan Amount $50,000*
- Loans Max 12 Months
- RatesStarting at 10.99% and 1.99 Origination Points**
*Our education students can receive special lending terms, such as a lower FICO score requirement through completing one of our educational programs.
**10.99% interest and 1.99 origination points are available only for Cogo Capital borrowers who have successfully paid off two deals with Cogo Capital and are in good standing.
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Fast financing for purchasing and renovating investment properties, with terms designed for single-family rehab projects.
- Loan to cost (LTC) 100%+ *
- Loan to value (LTV) 70%*
- Min. FICO score600*
- Minimum Loan Amount $50,000*
- Loans Max 12 Months
- RatesStarting at 10.99% and 1.99 Origination Points**
*Our education students can receive special lending terms, such as a lower FICO score requirement through completing one of our educational programs.
**10.99% interest and 1.99 origination points are available only for Cogo Capital borrowers who have successfully paid off two deals with Cogo Capital and are in good standing.
Contact us for more information
Flexible rental-property financing based on the property’s cash flow—not your personal income. Great for purchase, renovation, refinance, or cash-out strategies.
Cross-Collateral allowed on 2 or more properties. Portfolio loans available on a case-by-case basis.
- Invester AdvantagesApproval based on the Property Cashflow
- Origination Points Starts As Low As 1.5%
- Min. FICO scoreNo Minimum
- Interest RateStarts As Low As 5.99%
- Loan amount$75K to 2 Million (up to 80% LTV)
*Our education students can receive special lending terms, such as a lower FICO score requirement through completing one of our educational programs.
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Capital for land acquisition and new builds, giving investors the funds needed to launch and complete construction projects.
- CollateralNon-Owner Occupied Single Family Properties
- Term12 Months to 24 Months
- Minimum Property Value$150K** (** As-Completed Value)
- Max. Allowed Loan AmountAs is – up to 75%
- Leverage Based on ExperienceDocumented in the past 3 years
- RatesStarting at 8.5%
- Loan Amount$100K* – $3M (*Based on Loan Amount)
- Credit Score650 Minimum
- ARVup to 85%